Definition: National Insurance Board (NIB) is a government body in the United Kingdom which works to provide free, compulsory healthcare for people aged 16 and over living in England and Wales. The NIB's main function is to administer National Health Insurance (NHIs), which are publicly funded schemes for health care coverage. The NHIs cover most aspects of the national health service, including medical and dental care, prescription medicines, and out-of-pocket costs. NIB also provides a range of other services, such as financial advice, help with legal issues, and information about the NHS. It also works to reduce the cost of healthcare by offering discounts on some treatments and services to those who qualify for them. The NIB has been in existence since 1957, when it was established as the National Health Insurance Board (NHIB) in England and Wales. Since then, the NIB has expanded its activities to include providing advice and support to people living with mental health conditions, promoting mental wellbeing, and improving access to healthcare for people who cannot afford it. NIB also plays a key role in supporting people's ability to work by offering guidance on how to find employment, as well as training and employment-related services. It provides financial assistance to those who qualify, through the NHI scheme. Overall, NIB is an important part of the healthcare system in the United Kingdom, providing free health care for people aged 16 and over living in England and Wales.
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